Monday, 27 June 2011

Go Green

Earn some money for being green. I find it quite interesting. Anybody with extra cash in their pocket should consider this...

Q The star quoted an example of solar PV systems earning RM696 a month from a 4KW solar installation. How did you to calculate this figure?

A Under the proposed RE Act, the RE power system can enjoy the feed-in tariff rate.The Star may have quoted an example of a solar PV system, but there are also FiT incentives for biomass, biogas, and small-hydro.
For simplicity:
A 4 kWp solar BIPV = RM60,000 (capex)
And will generate = 400 kWh (yield per month) x 1.74 (FiT rate for 4 kW with BIPV) = RM696 per month (payment received from TNB)
Investment = 10% down payment + 90% bank loan at 6% for 15 years = RM6,000 + [RM456 (per month) x 15 years]

Key points:
  • Not everybody has a RM60,000 cash to invest in a bank
  • But many people has a home (with a roof)
  • Thus, with only RM6,000 initial investment, the person can create secondary income of RM240 per month for 15 years, and RM696 per month for another 6 years.
  • Thus, the roof can provide a shelter and also a cash to the person, and off-set CO2 from fossil fuel (1kWh = 0.7kg CO2).
 Reference: Q 106 >

Note: This entry was originally posted at

Sunday, 19 June 2011

Khadijah is going 4 months

Alhamdulillah, anak sulung kami sudah hampir memasuki 4 bulan usianya. Semoga menjadi anak yang solehah, penyejuk mata buat ummi & abi.

Note: This entry was originally posted at